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FL H0497

Bill

Status

Introduced

2/10/2025

Primary Sponsor

Insurance & Banking Subcommittee

Click for details

Origin

House of Representatives

2025 Regular Session

AI Summary

  • Creates s. 624.4032, F.S., authorizing qualifying nonprofit agricultural organizations to offer medical benefit plans to their members, explicitly exempting such plans from regulation under the Florida Insurance Code
  • Qualifying organizations must be Florida-domiciled, tax-exempt under IRC 501(c)(3), created primarily to promote rural community development and farmer economic stability, in existence before 1945, and composed of members residing in a majority of Florida counties
  • Requires a written disclaimer in contrasting color and at least 12-point type on all applications and marketing materials stating the plan is not health insurance and is not subject to Florida Insurance Code regulatory requirements or consumer protections
  • Prohibits the marketing or sale of these medical benefit plans through department-licensed insurance agents
  • Requires an annual financial audit by an independent certified public accountant in accordance with GAAP, made available to the public upon request or posted on the organization's website; effective July 1, 2025

Legislative Description

Nonprofit Agricultural Organization Medical Benefit Plans

Last Action

Laid on Table, companion bill(s) passed, see CS/CS/SB 480 (Ch. 2025-54)

4/29/2025

Committee Referrals

Commerce Committee3/12/2025
Health Care Facilities & Systems Subcommittee3/7/2025
Insurance And Banking Subcommittee2/19/2025

Full Bill Text

No bill text available