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FL S0230
Bill
AI Summary
- Restricts extracontractual damage claims against property insurers by requiring claimants to specify exact damages needed to cure violations, limited to amounts available under the policy, and prohibiting inclusion of attorney fees, extracontractual damages, or noneconomic damages in the notice
- Adds a 10-day tolling period for the statute of limitations when a property insurer requests additional claim information, with tolling continuing indefinitely if the policyholder fails to respond within 10 days
- Reduces required coursework for general lines insurance agent licensing from 200 hours to 60 hours and prohibits public adjusters from engaging in adversarial conduct with insurance claims personnel, including recording them without consent
- Allows insurers to cancel or nonrenew residential property insurance policies before repairs are completed if the named insured lacks an insurable interest in the property, adding to existing exceptions for nonpayment, fraud, and unreasonable repair delays
- Permits insurers to inquire about a person's HIV infection status, related diagnoses, and current medical care or treatment regimen for underwriting purposes, expanding upon previously narrower inquiry allowances
Legislative Description
Insurance
Last Action
Died in Banking and Insurance
6/16/2025
Full Bill Text
No bill text available