Loading chat...
FL S0232
Bill
Status
Passed
5/20/2025
Primary Sponsor
Banking and Insurance
Click for details
AI Summary
- Exempts e-mail communications from the existing prohibition on debt collectors contacting debtors between 9:00 p.m. and 8:00 a.m. in the debtor's time zone, provided the e-mail otherwise complies with Florida's debt collection laws
- Recognizes that the original restricted-hours provision in s. 559.72(17) was enacted before e-mail was commonly used and was intended to address telephone calls, which the Legislature considers more invasive and disruptive than e-mail
- Makes a technical change to the introductory language of s. 559.72, replacing "no person shall" with "a person may not" while preserving all 19 existing prohibited debt collection practices
- Reenacts related statutes (ss. 559.565, 559.725, 559.77, 648.44, and 817.7001) to incorporate the amendment by reference, covering enforcement actions, consumer complaints, civil remedies (including up to $1,000 in statutory damages per individual), bail bond agent prohibitions, and credit service organization definitions
- Takes effect immediately upon becoming law
Legislative Description
Debt Collection
Last Action
Chapter No. 2025-23
5/20/2025
Committee Referrals
Rules4/2/2025
Banking and Insurance3/5/2025
Full Bill Text
No bill text available