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FL S0792

Bill

Status

Failed

6/16/2025

Primary Sponsor

Jennifer Bradley

Click for details

Origin

Senate

2025 Regular Session

AI Summary

  • Defines "financial strength rating" as an objective evaluation of a property insurer's assets, liabilities, net worth, financial health, performance, and risk by an independent rating agency
  • Requires independent rating agencies to issue unsolicited ratings, accept no payment from rated insurers, and remain free from insurer ownership, control, or influence
  • Mandates that the Office of Insurance Regulation's annual report to the Legislature and Governor include the financial strength ratings of property insurers for each of the 8 fiscal quarters preceding any delinquency or similar proceedings
  • Requires the Office of Insurance Regulation to maintain and make available upon request quarterly financial strength ratings for each property insurer, including quarter-to-quarter changes, number of downgrades, subsequent upgrades, and how many downgraded companies faced delinquency proceedings
  • Effective date is July 1, 2025

Legislative Description

Property Insurer Financial Strength Ratings

Last Action

Died in Banking and Insurance

6/16/2025

Full Bill Text

No bill text available