SB 1592 - Keep Floridians Housed Act

• Creates the Department of Housing and Tenant Rights, headed by a Governor-appointed secretary, to address affordable housing, homelessness, and landlord-tenant relations, with a report on an empty homes tax due to the Governor and Legislature by January 1, 2026

• Strengthens tenant protections by requiring good cause for evictions, mandating 60 days' notice for rent increases (3 months if over 5%), capping security deposits at one month's rent with installment payment options, banning most rental application "junk fees," and providing domestic violence victims the right to terminate leases without penalty

• Prohibits entities owning 100 or more single-family rental homes from purchasing additional single-family properties for non-residential use, with civil penalties up to $100/day per violation and exemplary damages up to $50,000 or three times total damages

• Establishes financial incentives including a retail-to-residence tax credit (up to 9% over 5 years) for converting shopping centers into workforce housing, an Affordable Housing Construction Loan Program for low-to-moderate income homebuyers, and a 100% documentary stamp tax on residential property purchases by private equity firms with $20+ million in assets

• Authorizes municipalities to create community land bank programs to acquire foreclosed unimproved properties for affordable housing development, with deed restrictions requiring occupancy by households earning 30-60% of area median income and a right of first refusal for qualified community housing organizations