FL H0767

Office of Insurance Regulation must establish a comprehensive consumer resource center on its website with market reports, insurer listings, educational materials on coverage types, claims process guidance, mitigation credit information, and consumer protection resources

Residential property insurers must provide notice of the OIR resource center (including website address and QR code) with every coverage offer and policy renewal

Insurers are prohibited from including land value when establishing homeowner's policy coverage amounts or adjusting claims for dwellings and structures

Premium discount notices for hurricane loss mitigation must now disclose whether the insurer offers enhanced discounts for roof systems using secondary water resistance, along with discount amounts by type

Effective date: July 1, 2026