FL H0863

Requires Citizens Property Insurance Corporation to notify policyholders in writing (12-point boldfaced type) at policy inception and each renewal about the option to resolve claim disputes through arbitration before the Division of Administrative Hearings

Policyholders must select "Accept" or "Decline" for the arbitration option, and the decision cannot be changed during the policy term

Arbitration proceedings are subject to attorney fee provisions under ss. 57.105 and 768.79, with administrative law judges authorized to award attorney fees; the corporation is prohibited from seeking a maximum hourly rate cap for attorney fees

Settlement offers in arbitration must be served no earlier than 10 days after filing the hearing request and no later than 10 days before the final hearing date

Removes expiring language that authorized the corporation to contract with the Division of Administrative Hearings (set to expire July 1, 2026); effective date is July 1, 2026