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FL H1271
Bill
Status
Introduced
1/8/2026
Primary Sponsor
Angela Nixon
Click for details
AI Summary
- Amends Florida Statute 395.3011 to expand the definition of "extraordinary collection action" and create a new category of "prohibited collection actions" for medical debt
- Prohibits medical creditors and debt collectors from causing or threatening arrest, obtaining property liens, foreclosing on real property, garnishing wages or tax refunds, seizing bank accounts, or reporting medical debt to credit agencies
- Allows sale of medical debt only if the buyer agrees in writing to comply with prohibited collection action restrictions and interest rate limits
- Requires medical debt to be returnable to the original creditor if the patient is found eligible for financial assistance
- Effective date: July 1, 2026
Legislative Description
Medical Debt
Last Action
Now in Insurance & Banking Subcommittee
1/15/2026
Committee Referrals
Insurance And Banking Subcommittee1/15/2026
Full Bill Text
No bill text available