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FL H1431
Bill
Status
Introduced
1/9/2026
Primary Sponsor
Jennifer Harris
Click for details
AI Summary
- Creates the "Voluntary Portable Benefits Act" (Part III of ch. 448, F.S.) establishing portable benefits accounts that independent contractors and sole proprietors can open to fund health insurance, income replacement insurance, life insurance, and retirement benefits
- Allows any person or entity—including hiring parties, public or private entities, and app-based companies—to make voluntary contributions to portable benefits accounts for independent contractors and sole proprietors
- Defines "independent contractor" using a multi-factor test requiring a person to meet at least 4 of 6 criteria (e.g., maintaining separate business facilities, holding business bank accounts, ability to work for multiple entities), with an alternative 7-factor presumption test if fewer than 4 are met
- Prohibits contributions to a portable benefits account from being used as a criterion for determining a worker's employment classification, preserving independent contractor status
- Requires that any withholdings from a contractor's compensation for account contributions be voluntary, expressly agreed to in writing in clear language, and subject to opt-in/opt-out at any time; effective July 1, 2026
Legislative Description
Portable Benefits Accounts for Independent Contractors and Sole Proprietors
Last Action
Now in Insurance & Banking Subcommittee
1/15/2026
Committee Referrals
Insurance And Banking Subcommittee1/15/2026
Full Bill Text
No bill text available