FL S0128

Requires homeowners' insurers to reimburse homeowners up to $300 for roof inspection costs when an authorized inspector determines the roof has 5 or more years of useful life remaining

Prohibits insurers from refusing to issue or renew a homeowners' insurance policy solely based on roof age if an inspection confirms at least 5 years of useful life for roofs that are 15 years or older

Mandates insurers notify homeowners of their right to obtain a roof inspection and the insurer's reimbursement obligation at the time of policy issuance or renewal

Effective date: July 1, 2026