FL S0224

Creates section 627.72612, Florida Statutes, prohibiting automobile liability insurers from using certain personal factors to set rates or rating classifications

Bans the use of sex, marital status, and home ownership status as rating factors for auto insurance premiums

Prohibits insurers from basing rates on educational level, occupation, or postal zone of residence

Bars the use of credit scores in determining automobile liability insurance rates

Takes effect July 1, 2026