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FL S1596

Bill

Status

Introduced

1/9/2026

Primary Sponsor

Darryl Rouson

Click for details

Origin

Senate

2026 Regular Session

AI Summary

  • Increases the minimum professional liability coverage for physicians and osteopathic physicians from $250,000 per claim to $1 million per claim and from $750,000 minimum annual aggregate to $3 million
  • Applies to physicians who perform surgery in ambulatory surgical centers and those who hold hospital staff privileges as a condition of licensure
  • Coverage may be obtained through authorized insurers, surplus lines insurers, risk retention groups, the Joint Underwriting Association, or qualified self-insurance plans
  • Irrevocable letters of credit used to satisfy financial responsibility requirements are subject to the same increased minimums ($1 million per claim, $3 million aggregate) and may not be used for litigation costs or attorney fees
  • Effective date is July 1, 2026, and amends Florida Statutes sections 458.320 and 459.0085

Legislative Description

Medical Malpractice Liability Coverage

Last Action

Introduced

1/22/2026

Full Bill Text

No bill text available