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FL S1596
Bill
Status
Introduced
1/9/2026
Primary Sponsor
Darryl Rouson
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AI Summary
- Increases the minimum professional liability coverage for physicians and osteopathic physicians from $250,000 per claim to $1 million per claim and from $750,000 minimum annual aggregate to $3 million
- Applies to physicians who perform surgery in ambulatory surgical centers and those who hold hospital staff privileges as a condition of licensure
- Coverage may be obtained through authorized insurers, surplus lines insurers, risk retention groups, the Joint Underwriting Association, or qualified self-insurance plans
- Irrevocable letters of credit used to satisfy financial responsibility requirements are subject to the same increased minimums ($1 million per claim, $3 million aggregate) and may not be used for litigation costs or attorney fees
- Effective date is July 1, 2026, and amends Florida Statutes sections 458.320 and 459.0085
Legislative Description
Medical Malpractice Liability Coverage
Last Action
Introduced
1/22/2026
Full Bill Text
No bill text available