GA HB1175

Establishes formal procedural requirements for claimants making offers to settle tort claims involving liability insurance policies in Georgia (amending Chapter 4 of Title 33, O.C.G.A.)

Requires claimants to serve settlement offers on insurers via hand delivery, certified mail, or statutory overnight delivery, and must allow the insurer at least 60 days to respond

Mandates that settlement offers include full copies of the claimant's medical, pharmacy, therapy, and treatment records and billing statements in the claimant's or attorney's possession, along with a HIPAA-compliant executed medical release

Bars any claim for bad faith or negligent failure to settle—under statutory or common law—against an insurer or tortfeasor if the claimant's settlement offer does not comply with all specified requirements

Explicitly preserves the existing provisions of Code Section 9-11-68 (Georgia's offer-of-settlement statute) and does not alter those procedures