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GA HB645
Bill
Status
Passed
4/29/2014
Primary Sponsor
Matt Dollar
Click for details
AI Summary
- Applies Georgia's Uniform Electronic Transactions Act (Chapter 12 of Title 10) to the state's insurance code (Title 33), allowing insurers to deliver policies, notices, and other required documents electronically
- Prohibits the Commissioner of Insurance from penalizing an insurer for conducting transactions consistent with the Uniform Electronic Transactions Act or the electronic delivery provisions of the bill
- Permits electronic posting of insurance policies provided the insured agrees, the policy remains accessible while in force, expired policies are archived for 5 years, and the insurer supplies a description of forms purchased, a method to obtain free paper copies, and the Internet address where the policy is posted
- Requires insureds to sign a specific consent statement (in all caps, at least 12-point font if physical) agreeing to receive all mailings electronically, including cancellation or nonrenewal notices, with the Commissioner approving electronic signature procedures to prevent misleading presentation
- Prohibits insurers from canceling, refusing to issue, or refusing to renew any policy because an applicant or insured declines electronic delivery, and requires insurers to revert to traditional mailing if they learn the insured's email address is no longer valid
Legislative Description
Insurance; electronic transmissions of notices and documents from an insurers to a party to an insurance transaction; provisions
Last Action
Effective Date
7/1/2014
Full Bill Text
No bill text available