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GA HB866
Bill
Status
Engrossed
2/26/2018
Primary Sponsor
Scot Turner
Click for details
AI Summary
- Prohibits consumer credit reporting agencies from charging any fee for placing, temporarily lifting, or permanently removing a security freeze on a consumer's credit report, eliminating the previous cap of $3.00 per action
- Eliminates the previously allowed fee of up to $5.00 for replacement of a unique personal identification number or password associated with a security freeze
- Removes the fee requirement for protected consumers (e.g., minors) by prohibiting all charges for placement or removal of a security freeze, replacing the former fee cap of $10.00
- Amends Georgia Code Sections 10-1-914 and 10-1-914.1 under the state's identity theft provisions in Article 34 of Chapter 1 of Title 10
- Retains existing enforcement mechanisms allowing violations to be investigated and prosecuted under the Fair Business Practices Act, with fines of up to $100.00 per violation concerning a specific consumer
Legislative Description
Commerce and trade; charging fee for placing a security freeze on a consumer's account; prohibit consumer credit reporting agencies
Last Action
Senate Read Second Time
3/15/2018
Full Bill Text
No bill text available