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GA SB381

Bill

Status

Passed

5/8/2018

Primary Sponsor

Bruce Thompson

Click for details

Origin

Senate

2017-2018 Regular Session

AI Summary

  • Creates a new "domestic surplus lines insurer" classification for nonadmitted insurers domiciled in Georgia that meet four criteria: maintaining at least $15 million in policyholder surplus, holding eligible surplus lines status in at least one other state, passing a board resolution to seek the designation, and obtaining Commissioner approval.
  • Subjects domestic surplus lines insurers to surplus lines premium taxes only, exempting them from other taxes levied on admitted insurers.
  • Excludes policies issued by domestic surplus lines insurers from protections under the Georgia Insurers Insolvency Pool and the Georgia Life and Health Insurance Guaranty Association.
  • Requires domestic surplus lines insurers to comply with all financial and solvency requirements applicable to domestic admitted insurers unless specifically exempted.
  • Exempts domestic surplus lines insurers from statutory requirements related to insurance rating plans, policy forms, and premiums charged, granting them the same regulatory flexibility as out-of-state nonadmitted insurers.

Legislative Description

Surplus Line Insurance; nonadmitted insurer domiciled in this state will be deemed a domestic surplus lines insurer if certain criteria are met; provide

Last Action

Act 448

5/8/2018

Full Bill Text

No bill text available