GA HB1117

Claimants under motor vehicle liability insurance policies may select their own repair facility; insurers cannot require use of facilities in which they have a financial interest or represent that facility choice affects claim payment

Insurers must require all repairs to follow original equipment manufacturer (OEM) repair procedures and cannot require claimants to use non-OEM parts, procedures, or specifications

Insurers must respond to supplemental damage estimates within 3 business days and provide written decisions within 10 business days, including itemized explanations for any denied, reduced, or altered line items

When recommending repair facilities, insurers must disclose whether they have a financial interest in the facility and inform claimants they are not obligated to use recommended facilities

Violations constituting a general business practice qualify as unfair claims settlement practices; aggrieved claimants have a private cause of action for injunctive relief and treble damages