GA HB1419

Requires motor vehicle liability insurers to assign an appraiser within 1 business day of receiving notification of supplemental damage discovered during vehicle repairs

Mandates insurers complete inspection or review of supplemental estimates within 3 business days, with a possible 3-day extension for unforeseen circumstances if the repair facility and claimant are notified

Requires insurers to provide written decisions within 10 business days specifying which repair items are approved, denied, reduced, or altered, along with explanations for any denials or reductions

Prohibits insurers from issuing payment or settlement on supplemental estimates without providing the required written decision and explanation

Classifies frequent violations of these requirements as unfair claims settlement practices under Georgia's Unfair Claims Settlement Practices Act