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GA HB220

Bill

Status

Introduced

2/3/2025

Primary Sponsor

Martin Momtahan

Click for details

Origin

House of Representatives

2025-2026 Regular Session

AI Summary

  • Requires insurers paying third-party claims for automobile damage to issue payment jointly to both the third party and the senior lienholder of record, according to their respective interests in ownership records

  • Mandates insurers include a printed warning on loss estimates that misusing insurance proceeds may violate Georgia theft by conversion law (Code Section 16-8-4) and directs claimants to contact their lending institution with questions

  • Expands the scope of covered policies to include all automobile liability insurance policies that pay third-party benefits, beyond just those covering loss of use, towing, and storage costs

  • Effective date of July 1, 2025, applying to all liability insurance policies issued, delivered, or renewed in Georgia on or after that date

Legislative Description

Insurance; insurer under a liability policy to pay a third party and the senior lienholder under certain circumstances; provide

Last Action

House Second Readers

2/5/2025

Committee Referrals

Insurance2/4/2025

Full Bill Text

No bill text available