GA HB618

Sellers of one-to-four family residential properties must disclose any known flood damage, insurance claims filed under the National Flood Insurance Program or private policies, and repairs made due to flooding during their ownership

Required disclosures include whether the property has been designated a repetitive loss or severe repetitive loss structure, and any federal requirements to maintain flood insurance due to prior disaster assistance

Willful omission of flood disclosures constitutes a violation of Georgia's Fair Business Practices Act of 1975

Frivolous mechanic liens filed without substantial justification, good faith, or with malice are subject to a $1,500 fine per lien plus reasonable attorney's fees and court costs

Effective date is January 1, 2026