GA HB658

Georgia HB 658 creates state-level health insurance consumer protections that would take effect only if the federal Affordable Care Act (ACA) is repealed

Prohibits health insurers from denying coverage, limiting benefits, or charging higher premiums based on preexisting conditions

Requires health plans to cover preventive services with no cost-sharing and to cover dependent children up to age 26

Bans annual and lifetime limits on essential health benefits, which include hospitalization, prescription drugs, mental health services, maternity care, and emergency services

Prevents insurers from canceling or non-renewing policies except for nonpayment of premiums or intentional fraud on applications