GA HB902

Rate increases of 10% or more within 12 months, or filing for increases two or more times within 24 months, are presumed "excessive" and trigger mandatory financial and market conduct examinations by the Insurance Commissioner

Public hearings required within 30 days of examination completion, with Commissioner empowered to subpoena witnesses and compel production of actuarial reports, expense breakdowns, profit margins, and five-year rate change history

Beginning July 1, 2026, both the Insurance Commissioner and all insurers authorized in Georgia must publish rate increase data on their websites, organized by line of insurance, updated annually

Examination review timelines shortened from 90 days to 45 days, with extensions reduced from 60 days to 45 days

Extends tort reform data collection and analysis deadline from July 1, 2029 to July 1, 2035, and delays the chapter's repeal date from January 1, 2030 to January 1, 2036