HI SB948

Requires insurers, hospital and medical service plans, and health maintenance organizations to cover cognitive rehabilitation therapy and related services for acquired brain injuries in policies issued or renewed after December 31, 2011.

Mandated coverage includes cognitive rehabilitation therapy, cognitive communication therapy, neurocognitive therapy, neurobehavioral and neuropsychological testing or treatment, neurofeedback therapy, remediation, and post-acute transition or community reintegration services.

Coverage is limited to six months from the date the acquired brain injury occurred and may be subject to deductibles, copayments, coinsurance, and annual or maximum payment limits consistent with other similar coverage.

Insurers and mutual benefit societies must provide written notice to policyholders and members regarding the required coverage by December 31, 2011.

Department of Commerce and Consumer Affairs must report to the legislature by 2013 on the economic impact of the expanded coverage on affected insurers.