HI HB994

Excludes workers' compensation benefits paid or incurred in automobile accident cases from the covered loss deductible requirements under Hawaii's motor vehicle insurance laws.

Addresses the issue of double reduction of awards where both workers' compensation insurers and automobile insurers deduct amounts from accident victim judgments, settlements, or awards.

Maintains the $5,000 or personal injury protection benefits covered loss deductible (whichever is greater) to discourage frivolous lawsuits while preventing windfalls for claimants already receiving medical expense recoveries.

Ensures uniformity and fairness in motor vehicle insurance deductible provisions by allowing workers' compensation benefits to be separate from automobile insurance deductible calculations.