HI SB1227

Requires insurance contracts and plans to provide coverage for rehabilitative therapies and services to treat brain injuries, including cognitive and neurocognitive therapy, neurobehavioral and neuropsychological testing, and community reintegration activities.

Extends coverage period to twenty years from the date of injury, with a $300,000 lifetime cap on covered services.

Effective date set for July 1, 2050, pending further legislative discussion.

Addresses the significant rehabilitation needs of traumatic brain injury survivors, which the committees found to be a leading cause of death and disability among children and young adults.