HI HB2355

Changes in vitro fertilization (IVF) insurance coverage from a one-time benefit to a lifetime benefit of three IVF cycles or until live birth is achieved for individual and group health insurance policies and hospital/medical service plans.

Removes the requirement that oocytes be fertilized with the patient's spouse's sperm, allowing coverage for patients regardless of marital status or relationship structure.

Reduces the infertility history requirement from five years to one year for patients age 35 or younger, or six months for patients over age 35, and allows physician determination to waive prior treatment attempts if deemed unlikely to succeed.

Expands covered medical conditions for infertility from four specific conditions to six broader categories: endometriosis, uterine factor, tubal factor, male factor, ovulatory dysfunction, and diminished ovarian reserve.

Redefines "infertility" as failure to achieve pregnancy after twelve months of unprotected intercourse or therapeutic donor insemination for women age 35 or younger, or six months for women over age 35.