HI SB1227

Requires individual and group health insurance plans, hospital/medical service plans, and health maintenance organizations issued or renewed after December 31, 2014 to cover cognitive rehabilitation therapy and related services for acquired brain injuries.

Mandated coverage includes cognitive rehabilitation therapy, cognitive communication therapy, neurocognitive therapy, neurobehavioral and neuropsychological testing or treatment, neurofeedback therapy, remediation, and post-acute transition or community reintegration services.

Coverage must be provided for up to twenty years from the date of brain injury occurrence, with a lifetime maximum of $300,000 per insured person unless the plan states otherwise.

Coverage may be subject to deductibles, copayments, coinsurance, and annual or maximum payment limits consistent with other similar coverage under the plan.

Requires insurers to provide written notice to policyholders regarding the new coverage requirements by December 31, 2014, and directs the auditor to report on economic impact to the legislature by 2016.