HI SB2745

Prohibits retailers from imposing surcharges on consumers who use credit cards instead of cash, checks, or similar payment methods.

Allows retailers to offer discounts for cash or non-credit card payments if the discount is offered to all prospective buyers.

Exempts transactions where a retailer accepts only credit cards for telephone or electronic orders from the surcharge prohibition.

Treats third-party credit card guarantee service charges as surcharges subject to the prohibition, even if charged separately or payable directly to the third party.

Excludes utility charges approved by the public utilities commission from the surcharge prohibition.