HI SB2820

Prohibits rescission of health insurance coverage after enrollment except for fraud, intentional misrepresentation of material facts, or nonpayment of premiums; applies to group health plans, health insurers, societies, and health maintenance organizations.

Requires health carriers to provide at least 30 days advance written notice to affected enrollees before rescinding coverage, regardless of contestability periods.

Expands insurance fraud investigation authority to cover fraud under chapters 431, 432, and 432D, excluding workers' compensation insurance.

Includes long-term care insurance as a limited benefit health insurance contract subject to specific regulatory provisions.

Makes technical amendments to clarify general casualty insurance authority, captive insurance company definitions, tax record retention requirements, and mental health parity requirements in health plans.