HI SB2909

Expands in vitro fertilization (IVF) insurance coverage from a one-time only benefit to three IVF cycles or until a live birth is achieved for patients diagnosed with infertility.

Removes the requirement that fertilization must use the patient's spouse's sperm, expanding coverage to include other fertilization methods and removing the spouse requirement entirely.

Reduces the infertility history requirement from five years to twelve months for women age 35 or younger, or six months for women over 35 years old.

Expands qualifying medical conditions for coverage to include endometriosis, uterine factor, tubal factor, male factor, ovulatory dysfunction, and diminished ovarian reserve.

Allows coverage if a patient's physician determines that other infertility treatments are likely to be unsuccessful, removing the requirement to have attempted other treatments first; applies to all individual and group health insurance policies and hospital or medical service plan contracts effective July 1, 2014.