HI SB1094

Establishes registration and annual service fees of $300 and $150 respectively for purchasing groups and foreign risk retention groups doing business in Hawaii, with 50% penalties for late payment and potential license revocation.

Standardizes certificate of authority fees across insurance entities at $900 for applications and $600 for issuance, with annual extension fees of $600, replacing various existing fee structures.

Prohibits rerating of health insurance rates approved by the insurance commissioner in any subsequent transfer, sale, or resale of health insurance by managed care plans.

Authorizes the commissioner to suspend, revoke, or deny certificates of authority for mutual benefit societies based on operational violations, financial irresponsibility, misleading advertising, or failure to maintain minimum net worth.

Makes conforming amendments to insurance law terminology, replacing "accident and health" with "disability income," updating mental health references to include substance use disorders, and clarifying emergency services definitions.