HI HB1828

Creates a new chapter regulating transportation network companies (TNCs) as entities using digital networks to connect passengers and drivers, excluding taxicabs and for-hire vehicle services.

Establishes that TNCs and their drivers are not common carriers, contract carriers, motor carriers, taxicabs, or for-hire vehicle services under state law.

Requires TNCs and drivers to maintain primary motor vehicle insurance with minimum coverage of $100,000 per person ($200,000 aggregate) for bodily injury, $50,000 for property damage, plus uninsured/underinsured motorist, personal injury protection, collision, and comprehensive coverage.

Mandates insurers submit TNC policies to the insurance division for review and approval before offering; prohibits personal auto insurance policies from being required to cover or defend TNC activity unless expressly stated in the policy.

Requires TNCs to maintain GPS records and electronic records of trips for five years and driver records for five years after driver deactivation; exempts TNCs from motor carrier regulations under Chapter 271.