HI SB768

Expands in vitro fertilization (IVF) insurance coverage requirements for individual and group health insurance policies that provide pregnancy-related benefits.

Reduces the infertility history requirement from five years to twelve months, and removes the requirement that oocytes be fertilized with the patient's spouse's sperm.

Eliminates spousal requirements, allowing coverage for insured individuals or covered dependents regardless of marital status.

Adds "abnormal male factors contributing to infertility" to the list of medical conditions qualifying for coverage, alongside endometriosis, DES exposure, and fallopian tube blockage or removal.

Applies to both state health insurance policies (§431:10A-116.5) and hospital or medical service plans (§432:1-604), effective July 1, 2112.