HI HB35

Clarifies that a unit owner must complete a payment plan agreed upon with an association to cure a nonjudicial foreclosure; simply agreeing to the payment plan is insufficient.

Specifies that fines imposed on a unit owner while a payment plan is in effect shall not constitute a default under the payment plan, and fines cannot be deducted from payment plan payments.

Restricts the "pay first, dispute later" rule to common expense assessments only; allows unit owners to demand mediation for disputes over penalties, fines, late fees, lien filing fees, and other charges (except common expenses) before paying them.

Requires associations to provide written statements detailing common expenses and other charges, and establishes a 30-day window for unit owners to request mediation on contested non-common expense charges, with mediation to be completed within 60 days.

Repeals provisions allowing associations to deduct unpaid late fees, legal fees, fines, and interest from future common expense payments; prohibits nonjudicial foreclosure on liens arising solely from fines, penalties, legal fees, or late fees.