HI SB954

Adds new provisions requiring written contracts between insurers and health care providers that prohibit providers from collecting unpaid claims from insured individuals if the insurer fails to pay.

Requires insurers to maintain insolvency plans that continue benefits for the duration of paid premium periods and for hospitalized patients until discharge.

Mandates limited benefit health plans display a conspicuous disclaimer in 14-point boldface that the coverage does not satisfy the Affordable Care Act's minimum essential coverage requirement.

Clarifies that dental insurance is covered by the Hawaii Life and Disability Insurance Guaranty Association, creating a separate dental insurance account and establishing $3,000 per policy annual coverage limits.

Makes technical corrections to gender identity definitions and updates references to the guaranty association throughout Hawaii insurance statutes.