HI HB2290

Eliminates fees for all consumers placing, lifting, or removing security freezes on credit reports, rather than only exempting identity theft victims.

Removes the $5 fee previously allowed for non-identity theft victims requesting security freeze changes.

Eliminates fees for placing or removing security freezes on protected consumers' credit reports or records.

Removes the requirement that protected consumer representatives pay fees when placing or removing security freezes, and eliminates the exception for protected consumers under age 16.