HI HB677

Expands in vitro fertilization (IVF) insurance coverage requirements by removing the restriction that procedures be limited to insured's spouse, allowing coverage for any covered dependent.

Eliminates the requirement that the patient and spouse have a 5-year history of infertility and the requirement that oocytes be fertilized with spouse's sperm.

Adds physician discretion allowing patients to proceed directly to IVF if their physician determines other infertility treatments are unlikely to succeed, rather than requiring prior unsuccessful attempts.

Redefines "infertility" as failure to achieve successful pregnancy after 12 months of appropriate timed unprotected intercourse or therapeutic donor insemination (6 months for women over 35).

Effective July 1, 2017, applies to individual and group accident and health insurance policies and hospital/medical service plan contracts that provide pregnancy-related benefits.