HI SB2340

Extends dependent health insurance coverage for adult children until age 26 across all individual and group health insurance policies issued or renewed in Hawaii.

Prohibits health insurance entities from imposing preexisting condition exclusions in individual and group policies, including denials based on pre-enrollment health conditions.

Prohibits health insurance entities from charging different premiums or contributions based on an individual's gender for similarly situated individuals under the same or substantially similar policies.

Applies requirements to accident and health insurance policies under Chapter 431, hospital and medical service plans under Chapter 432, and health maintenance organizations under Chapter 432D.

Takes effect upon approval and is intended to preserve Affordable Care Act protections if federal law changes.