HI SB954

Requires written contracts between health insurers and health care providers that prohibit providers from collecting unpaid amounts from insured patients if the insurer fails to pay.

Mandates insurers develop insolvency plans ensuring continuation of benefits for the contract period paid and for inpatients until discharge, with options including insurance coverage, provider contract obligations, reserves, or letters of credit.

Requires limited benefit health plans to display a 14-point boldface disclaimer stating the coverage does not satisfy the Affordable Care Act's minimum essential coverage requirement.

Adds dental insurance to the Hawaii Life and Disability Insurance Guaranty Association framework, creating a separate dental insurance account and establishing a $3,000 per policy annual benefit limit.

Corrects technical language in insurance statutes regarding "perceived gender identity" and makes conforming amendments to health maintenance organization and mutual benefit society regulations to include Article 16 coverage.