H.B. 1809 Summary

• Prohibits residential contractors from offering to pay or rebate any portion of homeowners insurance deductibles as an incentive to hire them, including allowances, compensation, gifts, coupons, or other items of monetary value.

• Allows homeowners to rescind contracts for roof or exterior repair work within five business days after receiving notice from their insurer that the claim is not covered under their homeowners insurance policy, with contractors required to return all payments within ten days except for emergency services already performed.

• Requires contracts to include rescission notices in at least 10-point boldface type and provide homeowners with duplicate detachable rescission forms that specify how to cancel the contract.

• Prohibits residential contractors from representing or negotiating homeowners insurance claims related to roof system repairs or other exterior work, effectively barring them from acting as public adjusters.

• Adds violations of these contractor protections to the list of grounds for the Contractors License Board to suspend, revoke, or refuse to renew a contractor's license, with violations treated as unfair or deceptive acts under consumer protection law.