S.B. 155 Summary

• Establishes a new chapter in Hawaii Revised Statutes creating a comprehensive legal framework for peer-to-peer car-sharing programs, defining key terms including shared cars, shared car owners, shared car drivers, and car-sharing periods.

• Requires peer-to-peer car-sharing programs to maintain motor vehicle insurance coverage meeting minimum amounts under section 431:10C-301 for both shared car owners and drivers during car-sharing periods, with the program providing primary insurance coverage.

• Mandates peer-to-peer car-sharing programs to verify driver's licenses, conduct motor vehicle safety recall checks before vehicles are made available, maintain detailed records for six years, and provide extensive disclosures to participants regarding costs, fees, insurance limitations, and liabilities.

• Allows insurers to exclude coverage under shared car owner policies for peer-to-peer car-sharing use and permits insurers defending excluded claims to seek contribution from the peer-to-peer car-sharing program's insurer.

• Establishes a peer-to-peer car-sharing surcharge tax (amount to be specified) levied monthly per day a shared vehicle is used, separate from existing rental motor vehicle and car-sharing organization taxes; effective January 1, 2050.