HB 1634 Summary

• Prohibits health insurers, mutual benefit societies, and health maintenance organizations from excluding coverage of services solely because they are provided through telehealth rather than face-to-face contact.

• Requires reimbursement for telehealth services to be equivalent to reimbursement for the same services provided via face-to-face contact between a health care provider and patient.

• Mandates parity in cost-sharing by prohibiting separate deductibles, different copayments or coinsurance, annual or lifetime limits, or more stringent utilization reviews for telehealth services compared to face-to-face services.

• Prohibits insurers from restricting coverage to specific telehealth vendors or technology platforms, provided the platforms comply with federal and state privacy, security, and confidentiality laws.

• Requires insurers to provide current and prospective enrollees with written disclosure of telehealth coverage details, including copayments, deductibles, and coinsurance requirements prior to issuance of policies.