HI HB2112

Requires moped operators to carry liability insurance by incorporating mopeds into existing motorcycle and motor scooter insurance laws under Hawaii Revised Statutes Chapter 431, Article 10G.

Establishes minimum liability coverage of $20,000 per person ($40,000 aggregate) for bodily injury and $10,000 for property damage per accident.

Requires moped operators to carry proof of insurance (paper or electronic) at all times and produce it upon demand by law enforcement.

Sets penalties for violations at $100-$1,000 fine, up to 30 days imprisonment, one-year driver's license suspension, or any combination thereof, with limited defenses for operators with their own coverage or borrowed vehicles.

Effective date of July 1, 3000 (note: this appears to be a drafting error, likely intended as 2024 or 2025).