HI HR58

Urges Hawaii's congressional delegation to introduce federal legislation expanding the National Flood Insurance Program to include lava insurance coverage.

Identifies residents in Puna on Hawaii Island, particularly in lava zones 1 and 2, as facing similar insurance coverage challenges to flood-prone property owners.

Notes that Universal Property & Casualty left Hawaii's insurance market in July 2023, affecting approximately 1,500 policies, with 900 covering properties in lava zones 1 and 2.

Highlights that affected residents now rely on the Hawaii Property Insurance Association (HPIA), the state's insurance safety net, which charges 4 to 10 percent higher rates for less coverage than private market insurers.

Directs transmission of certified copies of the resolution to each member of Hawaii's congressional delegation.