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HI HB1638
Bill
Status
Introduced
1/21/2026
Primary Sponsor
Scot Matayoshi
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AI Summary
- Limits property damage claims from covered catastrophic wildfires to actual damages only, prohibiting punitive damages
- Caps electric utility aggregate liability for qualifying damages at $1,000,000,000 per occurrence, replacing the previous Public Utilities Commission-determined limit
- Requires claims for qualifying damages to be filed as insurer subrogation claims and imposes a one-year statute of limitations from the wildfire date
- Designates the Director of Hawaii Emergency Management to certify whether a wildfire qualifies as a "covered catastrophic wildfire," with the determination being final and non-appealable
- Preserves property and casualty insurers' subrogation rights and exempts claims for damages exceeding insurance coverage limits from the $1 billion liability cap
Legislative Description
Relating To Property Damages.
Electric Utilities
Last Action
Referred to EEP, CPC/JHA, FIN, referral sheet 1
1/26/2026
Committee Referrals
Energy & Environmental Protection1/26/2026
Full Bill Text
No bill text available