HI HB2282

Requires insurers to provide a reasonable written explanation of premium increases upon policyholder request, effective January 1, 2027.

Expands grounds for disciplinary action against insurance adjusters, bill reviewers, and producers to include 17 specific causes such as felony convictions, fraud, misrepresentation, failure to pay taxes, and violations of child support orders.

Authorizes the Insurance Commissioner to deny, place on probation, suspend, or revoke licenses and levy civil penalties between $100 and $10,000.

Mandates that all notices of policy cancellation or nonrenewal clearly state the specific reasons for the insurer's decision.

Establishes a hearing process requiring written application within 10 days and a hearing within 30 days for licensees challenging disciplinary actions.