HI HB2379

Prohibits claims harvesting, including soliciting insurance claims through false representations, offering inducements for benefit assignments, and using deceptive tactics like door-to-door canvassing or runners to obtain claims

Bans fraudulent litigation financing arrangements related to insurance claims that encourage inflated damages, unnecessary medical treatment, or obstruct disclosure of material information to insurers

Creates new protections during state-declared emergencies, including prohibiting coerced post-loss assignments of benefits, false advertising of disaster-related services, and high-pressure tactics to obtain insurance contracts

Authorizes the Insurance Commissioner to establish a centralized fraud database and use predictive analytics to identify fraud patterns, with data sharing allowed among law enforcement, prosecutors, and other state insurance regulators

Requires the Commissioner to report annually to the legislature on fraud investigations, prosecution referrals, amounts recovered, and emerging fraud trends at least 20 days before each regular session