HI SB2387

Limits digital financial asset (cryptocurrency) kiosk transactions to $2,000 per customer per day and $10,000 per 30-day period, with limits applying to each operator in aggregate.

Requires kiosk operators to use blockchain analytics software to block transactions to wallets associated with fraud or overseas exchanges inaccessible to U.S. users.

Mandates prominent fraud warning displays on kiosks alerting customers to common scam scenarios involving impersonators claiming to be government agents, law enforcement, or bill collectors.

Requires operators to issue full refunds within 72 hours when customers report fraud within 90 days and submit a police report or sworn statement within 120 days of contacting the operator.

Obligates operators to provide live customer service from 8:00 a.m. to 10:00 p.m. Hawaii Standard Time, dedicated law enforcement communication lines, and both paper and electronic transaction receipts.