HI SB497

Requires the Department of Education to include financial literacy instruction in the existing personal transition plan requirement for all students, beginning with the 2026-2027 school year

Financial literacy curriculum must cover financial skills, personal financial management, budgeting, debt, credit, and tax planning

Schools may develop their own financial literacy programs based on stakeholder input or integrate it systemically into their school programs

Hawaii received failing grades ("F" in 2013 and 2017, "D" in 2023) for preparing students for financial literacy upon high school graduation

A 2022 national poll found 88% of respondents supported requiring personal finance courses for high school graduation