IA HF2633

Prohibits insurers from declining or limiting life insurance, disability insurance, or long-term care insurance coverage solely because an individual is a living organ donor.

Prevents insurers from requiring policyholders to refrain from becoming living organ donors as a condition of continued coverage.

Bars discrimination against living organ donors in policy offerings, issuance, cancellation, coverage amounts, pricing, or any other policy conditions.

Defines "living organ donor" as a non-deceased individual who has donated all or part of an organ.

Authorizes the Commissioner of Insurance to adopt rules to administer these protections.